£2.4m+
Tax Saved for Clients
HMRC
Compliant
50+
Five-Star Reviews
Property
Tax EXPERTS
Fixed Fee
No hidden charges
Who We Are
London property accountants who understand high value, high scrutiny portfolios
A London landlord selling a flat in Zone 2 or a converted house in an outer borough is often dealing with far larger gains than the UK average, which makes Capital Gains Tax miscalculation an expensive mistake rather than a minor one. As experienced property accountants London investors rely on, we plan every disposal, acquisition and structural decision with London specific price levels in mind.
- Capital Gains Tax modelling calibrated to London’s higher average property values
- Stamp Duty Land Tax reviewed against the additional property and non resident surcharges
- Ongoing HMRC compliance for landlords with income across multiple London boroughs
A larger gain means a larger margin for error if it isn’t planned properly
Capital Gains Tax on High Value London Sales
Selling a London investment property often produces a gain well into six figures, and getting the 18% or 24% rate calculation wrong, or missing available reliefs, can cost far more than in lower value UK markets. We prepare the full CGT position before you sell, including the 60 day reporting requirement, so the number you expect matches the number HMRC assesses.
- Pre sale CGT calculations built around London specific gain sizes
- 60 day CGT return submission managed from disposal date to filing
Quarterly
Proactive Reviews
100%
Compliance Rate
London property values make Inheritance Tax planning non negotiable
Inheritance Tax Planning for London Estates
A single London property can exceed the £325,000 nil rate band on its own, and a portfolio of two or three properties can push an estate well past the combined thresholds available to a married couple, exposing the excess to 40% tax. Our property accountants for London build gifting, trust and business relief strategies specifically around London property values rather than generic UK averages.
Estate valuations run against London specific property price levels
Common Pain Points
Where London Property Owners Lose the Most to Tax
Without proactive planning, property investors face a series of costly tax traps. Understanding these risks in advance is the difference between a thriving portfolio and an unnecessary tax bill.
Underestimating CGT on Large Gains
London’s higher property values mean small calculation errors translate into large tax mistakes
Non Resident SDLT Surcharge Confusion
Overseas investors frequently miscalculate the additional 2% surcharge on London purchases
Personal Ownership at the Wrong Scale
Higher rate taxpayers holding several London properties personally often overpay versus an SPV structure
Multiple Borough Reporting Complexity
Portfolios spread across boroughs create fragmented, error prone Self Assessment filings
Late or Incorrect 60 Day CGT Filings
Missing the reporting window after a London sale triggers automatic penalties
Inheritance Tax Exposure from Property Value Alone
London prices alone can push modest portfolios past IHT thresholds
Free No-Obligation Review
Let’s discuss your property accounting needs
Book a 30-minute consultation with a specialist. We’ll review your current structure and identify immediate opportunities.
- HMRC-compliant tax strategies
- Specialist UK property tax expertise
- Proactive planning, not just compliance
- Fixed-fee, no hidden charges
Our Services
Our Property Planning & Advisory Services for London
From initial ownership structure advice through to succession planning and CGT returns, we cover every aspect of property taxation for landlords and investors.
HMRC Compliance
We manage HMRC compliance, handling Self Assessment, Making Tax Digital and landlord return filing in full. We track every filing deadline across the tax year so nothing is left until the last week of January. We also handle correspondence directly with HMRC on your behalf where queries arise.
Stamp Duty Land Tax Advice
We advise on Stamp Duty Land Tax, reviewing rates and reliefs before every purchase or portfolio addition. We check whether the additional property surcharge applies and confirm multiple dwellings relief eligibility ahead of exchange. This review happens before contracts are signed, not after completion.
Capital Gains Tax Planning
Our property accountants plan Capital Gains Tax through pre sale modelling and 60 day return filing for every London disposal. We calculate the exact liability across both the 18% and 24% bands before you commit to a sale date. We also flag whether timing a disposal across two tax years reduces the overall bill.
Inheritance Tax Planning
We plan Inheritance Tax, covering gifting, trusts and nil rate band reviews for property estates. We assess how close your London portfolio sits to the combined nil rate band thresholds available to individuals and couples. We then phase gifting or trust arrangements to reduce exposure well ahead of time.
Non-Resident Landlord Tax
We manage Non-Resident Landlord Tax, delivering tax planning and compliance for non-UK resident landlords, including Non-Resident Landlord Scheme registration, Non-Resident CGT returns and double tax treaty advice. We register overseas investors under the Non-Resident Landlord Scheme so rental income is reported correctly and withholding tax is applied at the right rate from the outset.
SPV Structuring
We structure SPVs, analysing limited company incorporation for growing London portfolios. We compare personal ownership against a limited company using your actual rental yields and tax band. We also factor in the CGT and SDLT cost of transferring existing property before recommending a move.
Rental Portfolio Accounts
We prepare rental portfolio accounts, covering monthly bookkeeping and annual accounts across every London property. We reconcile rental income and expenses property by property, not as one blended figure. This makes it easy to see which UK properties are actually performing.
Property Refinancing Support
We support property refinancing, reviewing the tax implications of remortgaging or releasing equity. We check whether released equity used for further investment remains tax deductible. We also assess the impact on your overall gearing and future CGT position.
ATED Returns and Planning
ATED Returns and Planning
We manage Annual Tax on Enveloped Dwellings (ATED) returns and planning for companies that own UK residential property valued above £500,000. We review the property’s relevant valuation, ownership structure and use during the chargeable period to establish whether an ATED return, payment or relief declaration is required.
Client Stories
What our clients say about us
★★★★★
“UK Property Tax Accountant Team saved me over £18,000 in CGT when I sold two properties last year. Their knowledge of available reliefs is extraordinary. I strongly recommend them. Unlike my previous accountant, they picked up the phone every time.”
★★★★★
“We restructured our entire portfolio into a limited company on their valuable advice. The tax savings pay for their fees many times over and every decision was explained clearly. Moving to them was the best decision we made for our property business.”
★★★★★
“As a property developer I deal with complex VAT, SDLT and CIS issues on every project. They handle everything seamlessly and their proactive advice has saved us significant six-figure sums. Switching from our old firm was completely painless.”
FAQS
Commonly Asked Questions from London Landlords
Why does Capital Gains Tax hit London landlords harder than the UK average?
London property values are generally higher, so the same 18% and 24% rates apply to a much larger gain, making planning far more valuable in cash terms.
Do overseas investors pay more Stamp Duty on London property?
Yes, non UK resident buyers face an additional 2% surcharge on top of standard and additional property rates.
Is an SPV worth it for a London portfolio of two or three properties?
It depends on your tax band and rental yield, since Corporation Tax rates inside an SPV can be more efficient for higher rate taxpayers, but we model the transfer costs first.
What is Annual Tax on Enveloped Dwellings and does it affect my company?
Annual Tax on Enveloped Dwellings is an annual charge payable by companies that own UK residential property worth more than £500,000. The charge ranges from £4,400 per year for properties valued between £500,000 and £1 million up to £287,500 per year for properties valued above £20 million. However, a full relief is available for genuine property rental businesses and must be actively claimed each year by filing an ATED return. We claim this relief for every eligible client as a matter of course.
How does Inheritance Tax planning work when most of the estate value is property?
We assess the property values against available nil rate bands and structure trusts or lifetime gifts to reduce the taxable estate over time.
Can you manage compliance for a portfolio spread across several London boroughs?
Yes, we consolidate reporting and filing across all boroughs into a single, accurate Self Assessment position each year.
What's the difference between tax planning and tax avoidance?
Tax planning uses reliefs, allowances, and structures that Parliament intended to be used, such as CGT exemptions or spousal income splitting, while aggressive avoidance schemes exploit loopholes and carry HMRC challenge risk; we only recommend the former.
Still have questions?
Our property specialist accountants are ready to answer any questions about your specific tax situation with no obligation for an initial conversation.
- Mon–Fri, 9am–5:30pm
